Walmart’s Q3 2012 Results – Comments

I found various notable items in Walmart’s Q3 conference call transcript (pdf) dated November 15, 2011.  I view Walmart’s results and comments as particularly noteworthy given their retail prominence and focus on low prices.  I have previously commented on their quarterly results; these previous posts are found under the “paycheck to paycheck” tag. Here are various excerpts that I find …

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Walmart’s Q2 2012 Results – Comments

I found various notable items in Walmart’s Q2 conference call transcript (pdf) dated August 16, 2011.  I view Walmart’s results and comments as particularly noteworthy given their retail prominence and focus on low prices.  I have previously commented on their quarterly results; these previous posts are found under the “paycheck to paycheck” tag. Here are various excerpts that I find …

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Americans’ Financial Capacity

Recently a NBER Working Paper (#17072) was released titled “Financially Fragile Households:  Evidence and Implications.” There are various notable statistics and findings in the paper.  From the abstract: This paper examines households’ financial fragility by looking at their capacity to come up with $2,000 in 30 days. Using data from the 2009 TNS Global Economic …

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Walmart’s Q12012 Results – Comments

I found various notable items in Walmart’s Q1 conference call transcript (pdf) dated May 17, 2011.  I view Walmart’s results as particularly noteworthy given their retail prominence and focus on low prices.  I have previously commented on their quarterly results. Here are various excerpts that I find most notable: comments from Mike Duke, from page 7: “Despite improvements in …

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Walmart’s Q42011 Results – Comments

I found various notable items in Walmart’s Q4 conference call transcript (pdf) dated February 22, 2011.  I view Walmart’s results as particularly noteworthy given their retail prominence and focus on low prices.  I have previously commented upon their quarterly results. Here are the excerpts, all found on pages 34-35, that I find most notable: “The …

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Walmart’s Q32011 Results – Comments

I found two especially notable items in Walmart’s Q3 conference call transcript (pdf).  I view Walmart’s results as particularly noteworthy given their retail prominence and focus on low prices.  I previously commented upon their results in the May 20 post. First, from page 13, “Comp store sales for the 13-week period, which ended October 29, …

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The “Paycheck To Paycheck” Condition

Yesterday The Wall Street Journal had a story about Wal-Mart’s results. I found two aspects of the story notable.  First, the sales results seemed particularly low in relation to the recent widespread media coverage of strong retail sales.  Wal-Mart “said that U.S. sales at stores open at least a year fell 1.1%, and store visits …

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The “Paycheck To Paycheck” Dynamic

Lately there have been a couple of polls conducted showing the percent of people living “paycheck to paycheck.”  Here is a CNBC.com story from September 16 regarding this issue: http://www.cnbc.com/id/32862851 This “paycheck to paycheck” dynamic is noteworthy, especially since it appears to be widespread.  It appears to be relatively common even among those making above $100,000.  It would …

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